Our Approach

Our investment philosophy sets parameters in how your portfolio is constructed and managed. It provides us a roadmap to help keep you focused on your long term goals. This is particularly important when confronted with market volatility. It can help control emotions such as fear and greed which can override logic and reason.

Our core principles at Waider Financial & Insurance Services, Inc. are:

• Diversification through asset allocation is essential in seeking returns with acceptable levels of risk. Management of downside exposure is crucial.
• Consideration of overall portfolio cost and tax efficiency is vital to long term results.

Our approach begins with identifying your goals and aspirations. We gather and analyze your personal financial data. With this vital information, we prepare a comprehensive plan  and share it with you for open collaboration. A prioritized action plan is then developed, presented and implemented. Throughout our relationship, your progress is monitored and updated on an ongoing basis.